Which exchange makes it easiest to connect with bank accounts for both deposits and withdrawals? I prefer transparent fees and don’t want to wait weeks to get my money back.

Kraken and Bitstamp are highly regarded for smooth SEPA and wire transfers. In the US, Coinbase works well with ACH transfers. Binance supports some regions but can be trickier depending on regulation. Always check processing times. If you want to buy bitcoin safely, stick to an exchange with full banking integration, since it makes both deposits and withdrawals much simpler.